How Instant Identity Verification Works

Facial Biometrics in use

Instant Identity Verification has evolved enormously over the last decade. Businesses are moving away from manual checking and instead are opting for online technology to verify their customer’s identity quickly and accurately. Using this digitised process, businesses can prove the authenticity of their customer’s ID within seconds.

So, why should businesses use a Digital Identity Verification system and how much better is it than the outdated manual process? Let’s take a closer look at how Digital Identity Verification works and how it’s helping protect both businesses and customers.

Instant Identity Verification Process

Scanning ID

Scantek’s process to confirm a person’s identity may only take seconds but it involves a great deal of technology. The process can be carried out when onboarding a new customer or identifying an existing customer. Generally, instant Identity Verification will follow these steps:

Step 1. The customer takes a photo of an authorised identity document

Step 2. The ID image is captured via the online system and is verified

Step 3. The data from the ID is extracted and encrypted

Step 4. A quick liveness check (selfie) is performed to prove the customer is real

How the ID Verification ecosystem works

Facial Identification

Scantek’s Identity Verification ecosystem uses a combination of AI, advanced machine learning, biometric facial verification and secure data encryption. Each process plays a crucial part in ensuring the information collected is accurate and stored safely.

Artificial intelligence

AI is helping to produce a safer environment for businesses and their customers by staying one step ahead of those attempting to commit fraud. The AI process involves the use of algorithms to gather and analyse large amounts of data. It begins to learn from the patterns or features within that data and creates a better and more secure experience.

Advanced Machine Learning

The purpose of advanced machine learning is to train the Identity Verification system how to learn. That can involve recognising new ID documents or international ID types. The system is constantly being updated in real time to ensure it delivers fast, accurate results.

Biometric Facial Recognition

Similar to a fingerprint, facial features can verify your identity. Facial biometric technology ensures someone is who they say they are. As customers progress through the onboarding phase, they will undergo a series of facial scans, comparing them against an official document. To enhance security, Scantek’s facial biometric technology incorporates a liveness check, requiring participants to perform random head movements to prevent the use of ‘fake selfies.’

Data Encryption

To ensure that scanned information remains secure and is only read by the intended people, all data is encrypted. Scantek operates using TLS protocols which ensures end-to-end security.

How businesses benefit from Instant Identity Verification

Facial Biometircs Paying Utility Bill

For a business to earn a customer’s trust, they must implement safe security measures around the collection and storage of personal data. Customers trust Scantek’s Instant Identity Verification procedure to encrypt their personal information both during the verification and storage processes, ensuring safety.

Conducting a manual ID check fails to instill confidence in customers, as there is no clear indication of the safety of personal information. Moreover, any human interaction during a manual verification process opens the door for a potential security breach.

To find out more about Instant Identity Verification and how it can benefit your business, contact Scantek.

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