Instant Identity Verification has evolved enormously over the last decade. Businesses are moving away from manual checking and instead are opting for online technology to verify their customer’s identity quickly and accurately. Using this digitised process, businesses can prove the authenticity of their customer’s ID within seconds.
So, why should businesses use a Digital Identity Verification system and how much better is it than the outdated manual process? Let’s take a closer look at how Digital Identity Verification works and how it’s helping protect both businesses and customers.
Instant Identity Verification Process
Scantek’s process to confirm a person’s identity may only take seconds but it involves a great deal of technology. The process can be carried out when onboarding a new customer or identifying an existing customer. Generally, instant Identity Verification will follow these steps:
Step 1. The customer takes a photo of an authorised identity document
Step 2. The ID image is captured via the online system and is verified
Step 3. The data from the ID is extracted and encrypted
Step 4. A quick liveness check (selfie) is performed to prove the customer is real
How the ID Verification ecosystem works
Scantek’s Identity Verification ecosystem uses a combination of AI, advanced machine learning, biometric facial verification and secure data encryption. Each process plays a crucial part in ensuring the information collected is accurate and stored safely.
AI is helping to produce a safer environment for businesses and their customers by staying one step ahead of those attempting to commit fraud. The AI process involves the use of algorithms to gather and analyse large amounts of data. It begins to learn from the patterns or features within that data and creates a better and more secure experience.
Advanced Machine Learning
The purpose of advanced machine learning is to train the Identity Verification system how to learn. That can involve recognising new ID documents or international ID types. The system is constantly being updated in real time to ensure it delivers fast, accurate results.
Biometric Facial Recognition
Like your fingerprint, your facial features can be used to prove your identity. Facial biometric technology ensures someone is who they say they are. As customers go through the onboarding phase, they will do a series of facial scans which are compared against an official document. As added security, Scantek’s facial biometric technology includes a liveness check which involves the participant completing random head movements to ensure no ‘fake selfies’ are used.
To ensure that scanned information remains secure and is only read by the intended people, all data is encrypted. Scantek operates using TLS protocols which ensures end-to-end security.
How businesses benefit from Instant Identity Verification
For a business to earn a customer’s trust, they must implement safe security measures around the collection and storage of personal data. Using Scantek’s Instant Identity Verification process, a customer will feel safe knowing that their personal information is encrypted during the verification process and while the information is stored.
Carrying out a manual ID check will not fill a customer with any confidence as there is no clear indication that the personal information is safe. Any human interaction during a manual verification process opens the door for a security breach.
To find out more about Instant Identity Verification and how it can benefit your business, contact Scantek.